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Just received notification that my Lloyds Easy Saver account will change to a Standard Saver account because I've held it for 12 months. In effecting this change, the rate drops to 0.05%. I don't have massive sums, but what the heck? Half a percent? Now looking at AA Member savings or Post Office account. I am a firm believer in voting with our feet.
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National Savings do an income bond that currently pays .75% (was 1 % till last week), no limits on access and with a £500 minimum. Or a Direct Saver paying .7% with a £1 minimum.
There is so much choice these days and its easy to switch to an account to work in yr favour
Shop around - for anything connected to finance. And read the small print.
*scrambles for manuscripts to re edit*